Write off up to 81% of your debt

Safe, secure & confidential

We're here for you.

We work with some of Scotland’s leading debt partners, and can offer you a range of debt solutions to help you write off unsecured debt.


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Answer a few quick questions to check if you qualify to write off debt


Speak to an expert

Chat to a debt expert for your personalised plan



Leave the rest to us and get back to enjoying life without money worries

Debt Calculator

Find out what your monthly repayments could be under each of our different debt solutions.

Your total debt:


Lifestyle benefits of a debt solution

What our customers are saying.

We've helped thousands of people, just like you, find a solution suited to their needs

How does a Trust Deed work?

We can help write off unaffordable debt through a Trust Deed, an agreement between you and your unsecured creditors which allows you to repay only what you can reasonably afford over a fixed period of time.


What is a Debt Arrangement Scheme (DAS)?

The Debt Arrangement Scheme (DAS) is a scheme set up by the Scottish Government to give people the time they need to repay their debts at a manageable rate, without being pressured by the creditors they owe money to.

Trust Deed or DAS?

Trust Deed

Debt Arrangement Scheme (DAS)

How it works…here’s an example!

See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

Example of unsecured debts.

Bank Loans


Short Term Loans


Phone Bills


Credit Cards


Store Cards


Payday Loan




Total amount owed:


Customer monthly repayments

Reduced by 80%

Monthly payments are based on individual financial circumstances

Write off most types of debt, including…


Credit Cards

Payday Loans

Personal Loans

Business Debt

Store Cards


Lines of Credit


To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.