Write off up to 81% of your debt

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We work with some of Scotland’s leading debt partners, and can offer you a range of debt solutions to help you write off unsecured debt.

Write off up to 81%* of your total debt.

Minimise or stop threatening collection calls.

Consolidate bills into one low payment.

Become debt free in up to five years.

How does a Trust Deed work?

We can help write off unaffordable debt through a Trust Deed, an agreement between you and your unsecured creditors which allows you to repay only what you can reasonably afford over a fixed period of time.


Lifestyle benefits of a debt solution

Financial benefits of a debt solution

How it works…here’s an example!

See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

Example of unsecured debts.

Bank Loans


Short Term Loans


Phone Bills


Credit Cards


Store Cards


Payday Loan




Total amount owed:


Customer monthly repayments

Reduced by 80%

Monthly payments are based on individual financial circumstances

Write off most types of debt, including…


Credit Cards

Payday Loans

Personal Loans

Business Debt

Store Cards


Lines of Credit


What is a Debt Arrangement Scheme (DAS)?

The Debt Arrangement Scheme (DAS) is a scheme set up by the Scottish Government to give people the time they need to repay their debts at a manageable rate, without being pressured by the creditors they owe money to.

Trust Deed or DAS?

Trust Deed

Debt Arrangement Scheme (DAS)

To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.