Scottish Debt Advice


Write off up to 90% of debts

Write off up to
90% of debts

Use our debt tool to find out if you qualify to:

Use our debt tool to find out if you qualify to:

  • Government Approved Debt Help
  • Write off up to 90% of unsecured debt
  • Freeze interest and charges
  • Stop creditor pressure and harassment
  • Consolidate debts into one affordable monthly payment

If you're struggling with debts over £5,000 you can start to become debt free with government approved debt help which is FREE to set up.

Check if you qualify

Write off up to 90% of your total debt
Freeze interest & charges
Government Approved Debt Help
Consolidate debts into
1 monthly

100% Free Advice

Our experts will help you find the best option for you at zero cost

Discreet & Confidential

Your debt consultation is completely discreet and confidential

We've Helped 10,000's

Your debt consultation is completely discrete and confidential

How it works

It's very simple. All you do is make one affordable monthly payment to a qualified legal professional, who in turn distributes the payments according to the amounts previously agreed by your creditors in a Trust Deed proposal.

You do this every month, for between 48 and 60 months depending on your circumstances, and at the end of the term any debt balances you still owe are written off. You don't have to deal with nasty creditors any more, and all the hard work is done for you. And since a Trust Deed is a legally binding agreement, your creditors can’t back out or change the terms after they agree to them.

Just think, no more

  • Nasty phone calls from creditors
  • Borrowing money from friends and family
  • Payday loans you have to keep rolling over
  • Dreading bills because you know you can't pay
  • Running out of money within days of being paid
  • Having your cards declined at the till
  • Paying hefty charges for being a few pence overdrawn
  • Pretending everything is ok when it's not!

Here's an example of how we can help

Example Unsecured Debt
Loan £11,152
Loan £2,226
Loan £302
Credit card £2,395
Credit card £648
Council £172
Payday loan £1,408
Total owed £18,303

Customer repayments before & after a Trust Deed

Before a Trust Deed


After a Trust Deed


Reduced By 71%

* monthly payments are based on individual financial circumstances

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.

We Can Help With These Creditors & More...

Get expert debt advice today

0808 223 4123

Opening hours: Mon – Fri 8am – 7pm