Write off up to 81% of your debt
- Using Specialist Legislation
- Stop All Interest & Charges
- Reduce Monthly Payments to as Little as £85 per Month
- Write Off Unsecured Debts Over £5,000
We're here for you.
We work with some of Scotland’s leading debt partners, and can offer you a debt solution to help you write off your unaffordable debt.
Write off up to 81%* of your total debt.
Minimise or stop threatening collection calls.
Consolidate bills into one low payment.
Become debt free in up to five years.
So, how does it work?
We can help write off unaffordable debt through a Trust Deed. A Trust Deed is an agreement between you and your unsecured creditors, which allows you to repay only what you can reasonably afford over a fixed period of time.
- In a Trust Deed, a single, affordable monthly payment is agreed upon. This is then divided between the unsecured creditors included within the arrangement.
- These payments are usually made for five years.
- At the end of a Trust Deed, the balance of any debts included within the Trust Deed is written off, and during its course, all interest and fees are frozen.
Benefits of a debt solution to your life
- No more borrowing from friends and family
- Stop the stress of bills you can’t pay
- No hefty charges for being overdrawn
- Get rid of those Payday loans
- No running out of money so soon after pay day
- Enjoy living life again
Financial benefits of a debt solution
- Write off unaffordable debts
- One affordable low monthly repayment
- Freeze all interest and charges
- No upfront costs
- Stop nasty phone calls from creditors
- We can help you avoid bankruptcy
How it works…here’s an example!
See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.
Example of unsecured debts.
Bank Loans
£11,152
Short Term Loans
£2,226
Phone Bills
£302
Credit Cards
£2,395
Store Cards
£648
Payday Loan
£1,408
Overdraft
£172
Total amount owed:
£18,303
Customer monthly repayments
Reduced by 80%
Monthly payments are based on individual financial circumstances
Write off most types of debt, including…
Catalogues
Credit Cards
Payday Loans
Personal Loans
Business Debt
Store Cards
Overdrafts
Lines of Credit
Catalogues

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.