Write off up to 81% of your debt
- Using Government Legislation
- Stop All Interest & Charges
- Reduce Monthly Payments to as Little as £85 per Month
- Consolidate Debts Over £2,000

We're here for you.
We work with some of Scotland’s leading debt partners, and can offer you a range of debt solutions to help you write off unsecured debt.
Write off up to 81%* of your total debt.
Minimise or stop threatening collection calls.
Consolidate bills into one low payment.
Become debt free in up to five years.
How does a Trust Deed work?
We can help write off unaffordable debt through a Trust Deed, an agreement between you and your unsecured creditors which allows you to repay only what you can reasonably afford over a fixed period of time.
- With a Trust Deed you make a single, affordable monthly payment to your debts, which is then divided between your unsecured creditors.
- These payments are usually made for five years, and during that time all interest and fees are frozen.
- At the end of a Trust Deed, any remaining debt is written off.
Lifestyle benefits of a debt solution
- No more borrowing from friends and family
- Stop the stress of bills you can’t pay
- No hefty charges for being overdrawn
- Get rid of those Payday loans
- No running out of money so soon after pay day
- Enjoy living life again
Financial benefits of a debt solution
- Write off unaffordable debts
- One affordable low monthly repayment
- Freeze all interest and charges
- No upfront costs
- Stop debt letters from sheriff officers
- We can help you avoid bankruptcy
How it works…here’s an example!
See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.
Example of unsecured debts.
Bank Loans
£11,152
Short Term Loans
£2,226
Phone Bills
£302
Credit Cards
£2,395
Store Cards
£648
Payday Loan
£1,408
Overdraft
£172
Total amount owed:
£18,303
Customer monthly repayments
Reduced by 80%
Monthly payments are based on individual financial circumstances
Write off most types of debt, including…
Catalogues
Credit Cards
Payday Loans
Personal Loans
Business Debt
Store Cards
Overdrafts
Lines of Credit
Catalogues
What is a Debt Arrangement Scheme (DAS)?
The Debt Arrangement Scheme (DAS) is a scheme set up by the Scottish Government to give people the time they need to repay their debts at a manageable rate, without being pressured by the creditors they owe money to.
Trust Deed or DAS?
Trust Deed
- Freezes interest and charges
- Stops creditor hassle
- Turns all your debts into a single monthly payment
- Usually lasts no more than four years
- Allows you to write off unaffordable debt
Debt Arrangement Scheme (DAS)
- Freezes interest and charges
- Stops creditor hassle
- Turns all your debts into a single monthly payment
- Lasts as long as it takes for you to repay what you owe
- Lets you repay debt in full at a rate you can afford