Write off up to 81% of your debt & AVOID court action!

Thousands of Scots are using this (simple) method to become debt free!

Across the country, councils are getting ready for their Sheriff Officers to go back to work. It means that very soon, the agents will be back on patrol.

When Scotland first went into lockdown, local authorities had no choice but to put their debt collection tactics on pause and allow households a break from the first two payments due, in April and May.

The government also temporarily halted debt enforcement action.

But now, lockdown is easing. People are getting back to work. And that includes Sheriff Officers.

It’s vitally important to have a plan in place for dealing with council tax arrears & other debts such as credit cards, loans & overdrafts before that happens.

The good news? There is a way out. You can stop the calls and letters. There’s support available for people facing Sheriff Officer action that could help you write off up to 81% of what you owe.


Sheriff officers have more power than debt collectors. Don’t be caught out.

If you’re among the estimated two million people in the UK who are now further behind on their council tax payments due to the pandemic, you may be alarmed to find Sheriff Officers contacting you sooner rather than later.

As soon as you stop paying a priority debt such as your council tax, Sheriff Officers become a very real possibility.

Not only is contact from Sheriff Officers incredibly stressful, it can be a deeply embarrassing ordeal for you and your family to go through.


No-one should delay dealing with debt

Even before the country went into lockdown, local authority debt collectors were revealed to be some of the most aggressive creditors. Council tax is the country’s fastest growing problem debt – and since the pandemic this has only increased. When this debt is added on to other debts such as overdue bills and rising credit card debts, it’s easy to see how things can spiral out of control.

Councils handed over 2.6 million debts to enforcement officers in 2018/19. Of these, 1.4 million were for council tax debts.

So, if you’re in any level of debt to your local council, you may hear from them sooner than you think.

The only way to deal with it is to address these debts head on and prevent any further action from being taken.


Many people will not be in a position to pay

Times are tough for so many of us right now. Maybe you’re only on a fraction of your usual salary. If you’re self-employed, you might be waiting for a payment from the Self Employment Support Scheme to come in. Or if you’ve lost work, it’s possible you’ve been hoping the many payment breaks on offer will tide you over until you’re back at work.

But councils have not taken the same measures as private companies. No official guidance has yet been issued from local authorities about council tax breaks. And they won’t hesitate to pursue anyone who’s in debt to them.

If you’re not back at work yet, you could be wondering where you’ll find the money to keep the council tax Sheriff Officers at bay, or how you could possibly catch up with your spiralling debt on a reduced income.

If you don’t know where you’ll find the money to pay your council tax bills, it could be time to seek help.


Don’t wait for the Sheriff Officers to show up… deal with your debt today.

The reality is, debt doesn’t go away just because of the current crisis.

Even on a payment break, interest is being added all the time. And all those delayed payments will have to be made eventually.

If you’re worried about existing debts or if your credit cards have become unmanageable and you’ve exhausted your overdrafts… maybe it’s time to stop borrowing and start dealing with the issue.

If it’s gone so far that you don’t know where to begin with your debt… it’s good to know that there is hope. Government-legislated debt relief is available. And it’s designed to help people in financial difficulty.

  • Write off lingering debts that you’re in no position to pay off.
  • Know that when the Sheriff Officers come back, they can’t contact you.
  • End the interest that’s piling up and the extra charges.
  • Get reassurance that there’s a way out of financial turmoil.


Speak to us today, and we’ll look at your circumstances and tell you how much you could write off. Thousands of people are turning to trust deeds to get help with their problem debts. You can stop the pressure, freeze interest and prevent any more charges from being added to your debts.

Get your life back. Speak to us today, for free and in confidence, and escape the shadow of debt.

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Losing sleep over debt? Write off up to 81% of what you owe!

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