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To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.

Scottish Debt Advice is a trading style of Carrington Dean Group limited: Registered in Scotland with company number SC225672, registered address: 76 Renfield Street, Glasgow, Scotland, G2 1NQ

Carrington Dean: provides insolvency solutions to individuals, specialising in Trust Deeds, DAS ( Debt Arrangement Scheme) and Sequestration. We do not administer or provide advice relating to debt management products, such as Debt Management Plans. Advice and information on all options will be provided following an initial fact find where the individual(s) concerned meets the criteria for a Trust Deed, DAS(Debt Arrangement Scheme) or Sequestration and wishes to pursue it further. All advice given is based on formal options available in Scotland and is therefore provided in reasonable contemplation of an appointment.

A Trust Deed is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Monthly Trust Deed payments include fees and may differ to the example provided, based on the assessment made of your personal circumstances. These fees will be clearly explained to you in writing by your advisor. Debt write off amounts are subject to creditor acceptance and vary by individual.

A debt write off amount of between 25% and 75% is realistic, however the debt write off amount for each customer differs depending upon their individual

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