Good news, we can help

An expert debt advisor from our partner Carrington Dean will be in touch shortly to discuss how you could:

  • Write off up to 81% of problem debt
  • Reduce monthly payments to one affordable amount
  • Stop pressure from people you owe money to

Your appointment details: 

Our Number: 0808 253 3503

Frequently Asked Questions

Carrington Dean is Scotland’s debt specialist and renowned for offering professional advice to those in need. As an industry leader, the company has helped more than 24,000 people in Scotland find a solution tailored to their needs with an empathetic and understanding approach.

We’ll do a soft credit search on the call (don’t worry, this has no impact on your credit file). That will give us a good idea of your outstanding debts to start with. Then, we’ll ask you about your income and outgoings, as well as who you owe money to, so that we can get the full picture, and give you the best possible advice.

It’s okay, we can still help. If you’re not sure of all the people you owe money to, or you haven’t got an exact amount for each payment, we can make some calls to help you find out, or suggest steps you can take to get us the information while you’re on the call.

You won’t pay a penny for the advice our debt specialists give you on the call. If you do qualify for a debt solution, the fees will be taken from the monthly amount you pay to your creditors. Everything’s covered, and we don’t take any money upfront. The last thing we want is you getting further into debt.

Everyone’s story is different, and there are a lot of options, including IVAs, trust deeds and bankruptcy, as well as more informal plans. Once we carefully build up a picture of your situation, our advisors will take it step by step, so we can understand your concerns, and which of the available solutions would be the right fit for your situation. We’ll only proceed if you’re completely comfortable to go ahead.

That’s completely understandable, but be reassured, we’ll do everything we can to put you at ease. We don’t use complicated jargon, and we treat every customer as an individual, taking their unique circumstances into consideration before sharing our impartial advice. There’s nothing we haven’t dealt with; we speak with hundreds of customers every single day. We’re here to have an open and honest chat and try to build a picture to see what help and support we can give you.

Write off most types of debt, including:

Credit Cards

Payday Loans

Store Cards


Personal Loans

Lines of Credit

Business Debt


What happens next?

Our expert debt advisors are on hand offer tailored help and advice to find a debt relief solution to suit you. They’ll talk through your current situation and support you to make an informed decision about how to regain control of your finances.

Benefits of a debt solution

One of the benefits of choosing our partner is our ability to help our customers with all their financial needs.

We are proud to let you know that we have very recently launched Yip Financial Solutions, who have partnered with a number of quality providers who can help you.

Please select from the list below all that are important to you and we will make sure you don’t miss out.

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.